Late Mathew M Thomas (Muthoot Pappachan)

A simple and devout man Muthoot Pappachan espoused a nine point formula that stood by him in realising his goals. They are love, peace, happiness, kindness, helpfulness, patience, pleasantness, faithfulness, and self control. These ethics have been a guiding light to the path of his successors and have permeated every strata of the Muthoot Pappachan Group. These values still govern every decision in the Group. When asked for his formula to success he quipped, "unflinching faith in the Almighty and unshakeable determination to face and overcome challenges." In dire circumstances and sometimes in the face of loss he was heard to quote that a debit on earth will be a credit in heaven. A man, known to adhere to his word, he instilled these values throughout the organization he nurtured.


Mr Thomas John Muthoot (Managing Trustee)

Thomas John Muthoot is the Chairman and Managing Director of the Muthoot Pappachan Group (MPG). Johnie – as he is fondly called – is the third-generation leader of the 131 years of legacy in trading, retail and retail finance. He has been actively involved in the business since his school days, before taking over from his father, late Mr. Muthoot Pappachan, the Founder Chairman of the Muthoot Pappachan Group. Johnie therefore, has been at the helm of the business for three decades now.The diverse economic activities of the Muthoot Pappachan Group include

Retail Financial Services, Hospitality, Real Estate, Automotive, Power Generation, and Health Care. At the same time, under the leadership of Johnie, the group is actively involved in fundamental social service, including – amongst others – children’s cleft surgery, blood donation, football academy and so on. Beyond business, the Johnie truly believes in the value of human capital. He is passionate about real Financial Inclusion and keenly pursues upliftment of economically deprived; changing lives of common man and helping them in making their dream come true.

Johnie is also the Chairman & Managing Director of Muthoot Fincorp Ltd (MFL), the flagship company of Muthoot Pappachan Group registered with the Reserve Bank of India. MFL is one of the biggest NBFCs in India and is Financial Services Super-House, with a network of over 3500 Branches across the Country. At the same time, Johnie truly believes, that the future efficacy & efficiency of businesses such as MFL and other businesses in the group, is in embracing new-age technology and leveraging it for customer-benefit. Under his leadership, the Group has been partnering with and investing in, new-age & tech-led startups with an eye on customer-centricity and the future.

Johnie is an alumnus of the Harvard Business School. Born on 7th June 1962, Johnie is married to Preethi, a successful entrepreneur herself, running one of the highest rated & ranked independent heritage restaurant, Villa Maya, among other ventures. The couple are blessed with a son and daughter. Johnie’s son, Thomas too, is actively involved in the business. Johnie is actively involved with various business platforms like CII and Kerala Management Association. He has also been recipient of several awards, including ‘Young Hotel Entrepreneur Award, 2006’ conferred by Federation of Hotel & Restaurant Associations of India and the ‘Business Man of the Year, 2009’, conferred by Trivandrum Management Association.

Mr Thomas George Muthoot (Secretary)

Mr. Thomas George Muthoot, along with his brothers, viz., Mr. Thomas John Muthoot and Mr. Thomas Muthoot, is the core Promoter of the much-diversified conglomerate, the Muthoot Pappachan Group (MPG). Georgie, as he is fondly called, is the Managing Director of Muthoot Capital Services Limited, the listed entity in MPG, which is into automotive retail finance and one of the fastest-growing NBFCs in the country. Georgie is also the Promoter-Director with Muthoot Fincorp Limited, the flagship company in MPG and one of the largest NBFCs in the country.

He is also a Director on various MPG companies, across varied business domains, including Hospitality, Microfinance, Affordable housing, Automotive retail, Real Estate and so on. Georgie has been hands-on with MPG’s business for over three (3) decades now. The three Promoters-Directors have worked as an team, with a ganbaru spirit, working tirelessly & zealously, to take the Muthoot Pappachan Group to such scale, diversity and heights.

Muthoot Fincorp Ltd (MFL), the flagship company of the Muthoot Pappachan Group, of which he is a Director, is one of the leading NBFCs in the Country registered with Reserve Bank of India and is a financial services super-house. It provides customer-centric specialized finance by way of Gold Loans, MSME Loans, Microfinance, Home Loans, Auto Loans, et. al., to the low-income customers who are largely unbanked. MFL has a network of close to 3600 Branches across the Country with an average walk-in of well over 75,000 customers per day, touching & transforming millions of lives.

Georgie’s initiatives are deeply rooted in the promise of empowering human ambition through innovative, technology-driven solutions which make substantial & sustainable difference in the lives of those at the bottom of the pyramid. Being humble and having a simple outlook, he always strives to provide staff-sensitive and customer-centric products & services which make a difference in the lives of people and equip them to take charge and realise their true potential. Georgie is also the Chairman of the Kerala Non-Banking Finance Companies Welfare Association, Kochi. He is also on the managing committees of Indo-American Chamber of Commerce, Kerala Branch and Equipment Leasing Association of India (ELAI), Chennai and represents the MPG at the Association of Gold Loan Companies.

Mr Thomas Muthoot (Treasurer)

Thomas Muthoot is the Director with Muthoot Pappachan Group and Executive Director of Muthoot Fincorp Ltd.He is an expert in Micro credit and Micro savings business with a great desire to serve the masses. He is innovative with need based financial products. His knowledge of emerging markets and their functions have been harnessed in structuring the business interests of the group.He is currently the Vice President of Ernakulam District Cricket Association and the Managing Committee member of Kerala Cancer Care Society.

Mrs Janamma Thomas (Trustee)

Mrs. Janamma Thomas fondly known as Ammama, wife of the Group founder, late Mr Pappachan Muthoot. Lending strength and support during his lifetime, she has always had a keen interest in the welfare of society. Her gentle words, kind demeanour and watchful eye have led the Group to be mindful of the less fortunate and marginalised in the world. In her early years, she has led the community welfare activities of the Group and continues to be involved the Group’s contribution to society, ensuring that it makes a focused and significant impact in their selected areas of operation. She is a pious person whose prayerful life lends warmth to every sphere of her active life.

Dr. Prasanthkumar Nellickal(Management Team)

Dr.Prasanth is a CSR Expert and Social Development Strategist having broad experience across NGO, Govt. and Corporate sectors. He has associated with donor agencies like UNDP, USAID and APCASO through their donor driven projects in India majorly in Public Health, Education and Rural Development domains. With a Post-Graduation in Rural Management, he has done additional specializations in CSR, Psychological Counselling and IR &PM. He took his doctorate in Social Work from Mahatma Gandhi University studying on Adolescent Life Skills.Formerly he functioned as Country Coordinator for Pact Community REACH (USAID), for Kerala Tourism,

Consultant for Responsible Tourism Initiatives Faculty at International Institute for Social Entrepreneurs and Senior Consultant to Kerala State AIDS Control Society. Keen in conceptualizing and facilitating innovative social projects, he has acknowledged for his experimentations and prototypes in social development sector. Dr.Prasanth currently manages the initiatives under Muthoot Pappachan Foundation (MPF), the philanthropy Division of Muthoot Pappachan Group.